This is just a reminder that the next payment of $400.00 is due on August 31. In order to avoid the $40.00 late payment penalty, be sure your $400 is received at EF headquarters before August 31. We then encourage you to make a monthly payment according to the schedule we sent you when you signed up. No matter what schedule you choose, the entire balance is due at EF on May 6, 1999.

Write now for free travel information:

German National Tourist Office

122 E. 42^nd St.

Chanin Bldg., 52^nd Floor

New York, NY 10168-0072

Tel. 212-661-7200

The Czech Center

1009-1011 Madison Ave.

New York, NY 10028

Tel. 212-535-8814

Fax. 212-772-0586

Hungarian Tourist Board

150 East 58^th St.

New York, NY 10155

Tel. 212-355-0240

Austrian National Tourist Office

500 Fifth Ave., Suite 2009-2022

New York, NY 10110

Tel. 212-944-6880

Fax. 212-730-4568

If you are a member of AAA, drop by one of their offices and request their "Europe Travel Book". Then find:

Austria: Pages 24-39

Czech Republic: Pages 174-183

Hungary: Pages 184-193

Germany: Pages 302-351.

Those with Internet access can cyber-visit all of the sites on our itinerary by going to www.laufer-world.com and clicking on to International Travel.