Girls bedroom: Tia and Tamera are counting their savings to use on Christmas presents. Tia managed to save 490 dollars... Tamera managed to save 8 dollars.
Plot
Grandpa Campbell shows up for Christmas and brings the Holidays in jeopardy, when Lisa and Tia realizes they will have to use all their Christmas money to pay his debt to a loan shark. Lisa helps him getting a job at the Mall as Santa.